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You are here  :   Rates
Tuesday, January 06, 2009
Deposit Accounts
Share Accounts
SAVINGS 4.00 APR 4.06 APY
    $50 Minimum $75000 Maximum

 
Loan Accounts
Unsecured Loans (Signature)
Signature Base 9.00% APR Up to 36 months
  $100 Minimum $1500 Maximum
 
Vehicle Loans
New Vehicles Base 4.25% APR Up to 60 months
Used Vehicles Base 4.25% APR Based on year model
Motorcycles Base 7.80% APR Up to 48 months
Fees And Disclosures
Deposit Account Fees
Excessive Withdrawl Fee $3.00
Return Check Fee $25.00
 
Loan Account Fees
Application Fee $10.00
Vehicle Title Fee $18.00
Checking Accounts

Monthly Service Charges

greybullet.gif Direct Deposit Checking - FREE

 

greybullet.gif Regular  Checking - $5.00

 

greybullet.gif Second Chance Checking - $10.00

 

 

Account Fees

greybullet.gif NSF $25.00 Per Item

 

greybullet.gif Overdraft Protection Transfer Fee - $5.00

 

greybullet.gif Returned Item Fee - $20.00

 

greybullet.gif ATM Transaction Fee - First three free, then $1.00 per transaction

 

greybullet.gif Stop Payment - $25.00 per item

 

greybullet.gif Statement History or Reproduction of Statement - $1.00 per page

 

greybullet.gif Balancing of Account By GPCU Personnel - $10.00 for first hour, $5.00 each additional hour
Credit Scoring

Credit Scoring is used to determine rates.

 

The Credit Score ranges we use follows:
670 & above base rate
621 - 669 base rate + 3.00%
580 - 620 base rate + 6.00%
579 & below base rate + 9.00%

 

We obtain credit reports for our applicants from Equifax.

 

All loans are subject to credit approval.  Some restrictions may apply.

LOST OR STOLEN DEBIT CARD
To Report a Lost or Stolen Debit Card Call 1-800-991-4961.
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