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Genuine Parts Credit Union
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Internet Teller Agreement Form
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By submitting this agreement, you are applying for access to the Credit Union’s Internet Teller. With this service, you will
be able to access your account balances, view transactions made to deposit accounts, make transfers, request withdrawals, and update personal information.
You acknowledge account transaction history is not immediate upon receiving access to the Internet Teller, but is built
through uploads by the Credit Union each business day. The first upload will create a seven-day history, and over the course of the next three – four weeks, the history will increase until a full month of transactions is available. The one-month history will then be maintained daily.
You agree transaction requests made through the Internet Teller are not immediate and are subject to funds availability
and approval by the credit union. The Credit Union will download transaction requests on each business day between 8:00 am and 10:00 am, make the qualifying transactions, and upload the new balance information. The Internet Teller will not be accessible to members between the time transaction requests are downloaded and the time the updated information is uploaded to the site. If you get a warning the Internet Teller is not available, wait a few minutes and try again. The Internet Teller provides the date and time of the last update immediately after logging on, therefore if you made a transaction request prior to the last update and it is not reflected on your account, you should contact the Credit Union to find why the transaction was not posted. Please keep in mind that checks clearing your account are posted in the afternoon and, unless a second upload is sent in the late afternoon, these checks will not be reflected on the Internet Teller until the following business morning after the normal upload is completed.
You should exercise caution in providing authority, information, documentation or access devices to others. All transaction made by any person to whom you provide authority or the means to access your accounts or other services shall be deemed authorized by you, and the Credit Union will not have any responsibility or liability whatsoever for
such transactions. Further, you and the person authorized shall be jointly and severally responsible to the Credit Union for all access or use of your accounts and services with us.
You agree that all owners and authorized users may have access to all of the information you provide to us, or which
we gather and maintain regarding out relationships with you. This includes, but is not limited to, information regarding
transactions, account history, your loan relationship with us, and other information relating to or arising with regard to
any of your accounts, loans, or other services with us. You acknowledge and agree that any owner of a joint account or
service, or any co-borrower may provide authority to others, who will have access to all such information as to all
owners and/or co-borrowers. Further, if a member is used to establish multiple forms of membership (for example, a
member authorizes a joint owner for the share draft checking account but not the share draft savings account), we are
authorized to send and provide information jointly to all parties, which may provide such information as to all accounts
evidenced by or opened through the member.
You consent and agree that the use of a key pad, mouse or other device to select an item, button, icon or similar
act/action while using any electronic service we offer, or in accessing or making any transaction regarding any
agreement, acknowledgment, consent, terms, disclosures, or conditions, constitutes your signature, acceptance and
agreement as if actually signed by you in writing.
You acknowledge and agree that the Internet is considered inherently insecure. Therefore, you agree that we have no
liability to you whatsoever for any loss, claim, or damages arising or in any way related to our response(s) to any e-mail
or other electronic communication, which we in good faith believe you have submitted to us. We have no duty to
investigate the validity or to verify any e-mail or other electronic communication, and may respond to e-mail at either
the address provided with the communication or the e-mail address in your Membership Application and Signature
Card or on the agreement.
Although having no obligation to do so, we reserve the right to require authentication of e-mails or electronic
communications. The decision to require authentication is in the sole discretion of the Credit Union. We will have no
obligation, liability or responsibility to you or any other person or company if we do not act upon of follow any
instruction to us if a communication cannot be authenticated to our satisfaction.
Regular non-encrypted e-mail is not secure. Accordingly, you should exercise caution regarding e-mails and other
electronic communications.
Our website may contain links to third party websites. We provide these links as a service to you. When you link to a
third part website you leave our website. We want you to be aware that we are not responsible for the privacy practices
of any website. We encourage you to read the privacy policies of any website you access, especially if individual
identifying information being collected. We are not affiliated with or an agent of any third part website that you link to
via our website.
The Credit Union is assigning you a temporary password as shown below. The first time you sign onto the Internet
Teller, you will be prompted to choose a new password. If you feel someone may have gained access to your password
or, should you forget your password, please contact the credit union immediately.
An Internet Teller System Quick Reference Guide is being provided. Please allow at least one business day for us to
activate your on-line access to our Internet Teller.
By submitting below, you agree to the terms and conditions as outlined above and in the Membership and Account
Agreement.